The CIBC bank offers a card that is geared towards individuals who need to begin establishing their credit.
This ‘Newcomers’ Card offer can be viewed through the following link: https://com/ca/credit-cards/and can provide further insight into how effective this card can be to those who have zero credit.
Again, after proving that you can maintain payments over time, then eventually you can apply for a card with a higher limit.
The Australian and New Zealand Banking Group (ANZ), offering some credit cards that are also designed with first time consumers in mind. While not all of these may be suitable for individuals who have bad credit, there are cards that will be better options for first time credit card users.
All of these cards typically also carry higher interest fees and lower credit limits.